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Retail/Consumer Banking

Retail or Consumer Banking involves clients who are individuals and not companies / firms. The products available to but not limited to individuals range from home loans (i.e. mortgages), personal loans, credit cards, savings accounts and numerous other financial instruments. How does your bank ensure it is doing the best it possibly can for its shareholders? Is your bank using Predictive Credit Risk Analytics, or worse is it using "expert determined" Scorecards?, or even worse still, "hard coded" logic rules?

Credience gives you direct access to our experts as well as external independent experts through our Alliance Partners. Upon completion, you will have attained numerous tools and advanced knowledge that can be used immediately. You will also be provided with a Certificate of Completion in your area of professional development. We deliver a range of courses worldwide each year that focus on a variety of areas;

  • PD, LGD and EAD Predictive Modeling for EL, UL and ES.

  • Capital Adequacy Measurement and Relief

  • Risk Based Pricing and Profitability Analysis

  • Numerous other synergies, as directed by the Credience Corporation.

 

Banking & Finance
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