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Corporate banking is a
broad term given to the different banking services that large companies, governments (known by bankers as
'sovereigns') or other large institutions require in order to function
daily. It spans the relatively simple business of issuing loans to more
complex matters such as assisting to legally minimize tax paid by overseas
subsidiaries, managing changes in foreign exchange (FX) rates or
determining how to finance the construction of corporate
headquarters.
Before one can be
fully proactive and have true business risk intelligence, one needs to measure
and model on'e level of risk. But how does one score a
corporate? Instead of credit scoring based on a Consumer's credit card
history, for example, one needs to score based on a corporates Balance
Sheet, Profit / Loss Statement, Statement of Cash flows, and other
financial artifacts.
Credience can thus provide solutions
in;
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Scoring Hierarchical
Financial Data of Holding/Parent Companies and Subsidiary Companies
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Statistical
Provisioning for Capital Adequacy
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VaR and Portfolio
Stress Testing
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Complex
Interrelationships such as Guarantors and Linked Accounts
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Numerous other
synergies and opportunities, as directed by the Credience Corporation.
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